类型	描述	说明
Cash	Funds stored in the form of cash	现金
Bank card	Account bound to a plastic card	有实体卡的银行账户
Bank account	Deposit or transactional account	没有实体卡的银行账户
Credit account	Account for keeping record of funds under a credit agreement	信用卡
Internet service account	Account opened in the online services	网上开通的账户
General account	Other accounts
Netting account	The account to keep record of settlements with contractors	我的理解： 1. 交易的双方互有收支； 2. 交易的内容是服务/物品等非直接金钱

Currency

简写	全称	货币符号
CNY	Chinese yuan	元
USD	United States dollar	$
EUR	Euro	€

Records

Expense

Category：
Amount：金额
Date：时间
Account：来源
Active period：影响时间
Start、End
Note：
Set up the repeat of the record:

Single: Auto repeat of the record is disabled
Periodic: The record will be repeated automatically after a specified period
- Period of repeating: hours, days, weeks, months, quarters, years
Ongoing: The record will be repeated in accordance with the active period, so that the subsequent record immediately follows the pervious one.

Gain

Category
Amount
Destination account
Active period
Note

Transfer

Amount
Account: source account 支出账户
Destination account: 到账账户

Summary

范围内的records

时间	类型	金额	Spending on pleasure	Urgent needs	Active period
0503	Gifts	+43			---
0504	Rent	50		50	4 d
0505	Restaurant	10	7	3	1 d
0505	Salary	+15			1 mon
0505	Funds transfer	=10			null
^test-expend-table

Reporting period: 时间范围
At the end of the period
Assets: ?
Liabilities: ?
没搞懂这里的含义
Total
Gain:43 + 15 = 58
Expense: 50 + 10 = 60
= -2 balance

Total

Running total
实时统计：计算每日gains 和 expenses 以及它们的差值
|454x148

绿色-Gains
深红-Expenses
浅红-total
纵轴上方表示gains，下方表示expenses
使用更深的颜色表示最终total
gains > expenses: gains 使用浅绿色，expenses 使用浅红色， total 使用深绿。如上图所示
expenses > gains: gains-浅绿，expense-浅红，total-深红

Movements for the period
查看period内 gains、expenses 以及 total的变化情况
|455x195

时间	gains	expenses	累计gains	累计expenses	total
0503	43-Gifts	0	43	0	43
0504	0	50-Rent	43	50	-7
0505	15-Salary	10-Restaurant	58	60	-2

功能
左上角设置按钮可以调整gains、expenses 显示区域
|395x154 ^7c4778

Standard of living
红色-Urgent expenses
Rent：12.5 - 每日平均值
50 - 总计
Restaurant：3
10
黄色-Expenses on pleasure
|300x209
Restaurant: 0.11
Pleasure efficiency 100%
Period of influence 2 mon
7 / 60 ≈ 0.117
蓝色-Expenses on development

合计的支出：

Urgent expenses：12.5 + 3 = 15.5
Expenses on pleasure：0.11 = 0.11
15.5 + 0.11 = 15.61

Rose of spending

|300x256
将三种类型的支出当作矢量，根据支出占比划分不同的生活方式，每种支出类型对应一种支出方式。
一共六种生活方式，每种支出类型之间有一种中间状态。

Urgent needs
Urgent development
Development
Comfortable development
Pleasures
Urgent pleasure

Sector

= Urgent needs

dominance

Majority of spending cannot be avoided, funds are sufficient only for the current life.

所有的支出不可避免，资金仅能维持当前生活状况

➕
Paid bills will not return as fines
➖
Lack of investment in the future and in recreation can result in a financial trap.

Give up part of the needs to leave some funds for the development, try to shift the tr.en.d vector right.

-- Urgent development

dominance

All expenses are extremely practical: either necessary, or will return with a possible profit.

➕
All the funds are working.

➖
Lack of spending on recreation may narrow your horizons and reduce the prospects.

Critically assess your performance. If necessary, allocate a portion of funds for recreation.

Development

dominance

Energies are focused on expenditures: those that increase revenue, lower the level of urgent expenses, raise the efficiency of investment in development and entertainment.

➕
These costs can come back with a profit.

➖
Ignoring spending on current needs may lead to losses in excess of potential income. Lack of comfort may reduce performance.

Check the state of the current expenses. Critically assess your performance. If necessary, allocate a portion of funds for recreation.

Comfortable development

dominance

Costs are focused on having fun and new advantages in life without significant spending on current needs.

➕
The best zone for personal development, ensures optimum performance.

➖
This pattern of spending is unstable as current expenses are low, which may indicate either a lack of attention to the problems of life support, or dependent status when vital issues are funded from another source.

You should check whether all the current bills are paid and there are no unaccounted expenses. If living conditions are funded from another source, make sure it is secure.

Pleasures

dominance

Most of the costs are going on the improvement of quality of life, entertainment and the increase of comfor.

➕
The pleasure received is an incentive to new achievements, reduces stress levels, increases efficiency.

➖
These expenditures will become memories and will not return in time. There is a tendency to fix the cost of pleasure: after an episodic increase of these expenses it is rather difficult to return the comfort to the previous level.

Try to combine pleasure with the current needs or profit promising affairs.

Urgent pleasure

dominance

Dolce Vita - two words that mean the affluent and pleasant life.

➕
Minimum of stress, maximum of comfort

➖
Lack of concern for the future can be fatal.

Think about the future, check the insurance, inquire about the projected state of affairs.

Balance of expenses

Expenses are balanced in all aspects of time, resulting in: stability, growth potential and a good mood.

➕
Equilibration of costs.

➖
Not identified

The optimal character of spending for the long-term strategy.
However, it is useful to reduce the level of current expenses, pointing the tr.en.d vector toward the upper part of this zone, closer to the Zenith point (marked on the diagram).

消费统计

消费统计

记录

2026-03-16

2026-03-17

2026-03-18

2026-03-19

2026-03-20

2026-03-21

2026-03-22

2026-03-23

2026-03-24

2026-03-25

2026-03-26

2026-03-27

Accounts

Account types

Currency

Records

Expense

Category

Gain

Category

Transfer

Summary

Dynamics of balance

Total

tr.en.d

Rose of spending

Sector

= Urgent needs

-- Urgent development

Development

Comfortable development

Pleasures

Urgent pleasure

Balance of expenses